Startup Idea: Unified Retirement Planning Software

Startup idea to develop an all-in-one financial software that allows users to integrate and analyze all their financial accounts - from retirement savings, to personal bank accounts, and debts. The aim is to provide a comprehensive outlook on the user's current financial position and projections towards retirement, taking into account factors like mortgage timelines and college costs.

What industry do you work in? I'm a business professional, on my way to retirement. Or at least I'd like to be!

What is a big pain point in your daily work that is not yet solved by software?​

My husband and I have different money accounts and money based accounts, none of which talk to each other or can integrate into a MEANINGFUL retirement plan. 401K accounts, IRAS, personal bank accounts, house value, debt. If there was a software program we could buy that would let us input this info AND then ANALYZE that together. For example, our mortgage going down over time or our house value going up. Factoring in college costs, etc.

Would you pay for software to solve this? YES! I would buy this in a heart beat. I'd probably pay upwards of $100 because it's a program we would use all the time and could HELP CHANGE OUR LIVES.

If yes, please describe how the software could solve your problem Why are we paying Edward Jones a fee, and our work based retirement people a fee, when neither of these take everything into account? Create software to do this.