Startup Idea: Automated Financial Planning Software

Startup idea to develop a software that can automate all financial processes for a user, including bill payments, savings allocation and investment management. This is intended to be a comprehensive, one-stop-shop solution for people who struggle with financial management.

I work in the financial planning industry as a certified planner for a small firm of about 50 people.

A big pain in my daily work is the lack of competence and knowledge people have with their finances and how they cannot handle even simple tasks to prevent financial ruin when an emergency occurs

I would absolutely pay for software that could solve this problem. My idea is a piece of software that can fully automate finances for a person. Such software could pay bills automatically, allocate a certain % of money from someone's paycheck into their savings and even actively buy/sell investments out of a retirement account. I would want this to be a one stop shop for all things finance for a person that cannot properly handle the responsibilities on their own. No.