Startup Idea: Budgeting and Debt Management Application

Startup idea to develop a comprehensive app that allows users to track their income, expenses, pay bills, and provide insights into potential areas for financial improvement, including options for cutting down expenses and strategies for debt payoff.

Over the last 2 years I've gotten my self in some debt. I can't seem to get my self out of. Currently there are apps and software that can track spending and also show where your money is going but none help with real world spending. I need something that I can put all my bills in current and over due, as well as every expensives that may come up. Then how much I make. I want it to be able to help me budget and show what I should let go.