Startup Idea: Simplified Budget Tracking App

Startup idea to develop a simplified budget tracking app for smartphones that lets users maintain a track of their weekly or monthly expenses. The software should be simple to use, not overburdened with features or ads. There should be options to categorize expenses and keep a record of total spend against the budget, similar in function to calorie or micronutrient tracking apps but for financial budgeting.

I am a full time wife and mother and do not work outside of the home. Something that I would find beneficial, and would pay for, would be a very simple budget tracking app for my smartphone. There are too many complicated apps, many have too many exhaustive features and they are not maintained very well. Other apps are inundated with so many ads that I run out of patience.

A simple budget tracker would be nice for me to keep track of weekly or monthly budget goals. I could start with my monthly budget, and everytime I pay for an expense (gas, groceries, dinner, etc.) I simply enter the dollar amount, a simple category for the amount and the software will tell me how much I've spent of my budget.

Think of it like those calorie counting apps or micronutrient tracking apps people use, except it's for watching the family budget. It shouldn't be complicated, overwhelming, flooded with datamining scripts or adverts.

Thank you for letting me share my idea. :). Yes, and I haven't found any apps worth it yet. In the App Store I searched for "budget tracker" and "budget tracking app."

Right now I just match receipts to my accounts; we soemtimes use Microsoft Money in our house but I want something more simple, easy to use, and smartphone exclusive (it would be great if the app takes off, that a PC platform version is made available so the programs can sync, i.e. iTunes).